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Post Office 3 superhit schemes: Guarantee of returns and money is also safe – Check Here

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Post Office 3 superhit schemes: Guarantee of returns and money is also safe – Check Here

Post Office 3 superhit schemes: Guarantee of returns and money is also safe, know here full details of schemes

Post Office Saving Schemes News: A man works hard day and night and collects money for the future by adding pie. But due to market risk, a common man hesitates to invest money in the market. The interest rates in banks are decreasing continuously. In such a situation, one option is left in the post office.

There are many benefits of investing money in post office savings schemes. Here your money is safe and you get more returns than any other bank. There are some post office schemes in which you can invest with a lock-in of five years.

Here you get guaranteed returns and your deposited money is also completely safe. There is also an advantage that you can also get the benefit of tax exemption by investing in the post office.

Post Office Time Deposit (POTD)
FD in Post Office – There is a scheme like Fixed Deposit – Post Office Time Deposit Account Post Office Time Deposit Account (TD). Under this scheme, you can deposit money in the post office for one, two, three or five years.

If you want good returns then you have to invest money in Time Deposit for 5 years. In this scheme, an interest of 6.7 percent is being given annually. Under this scheme, you can open an account with a minimum of Rs 1000. You can invest as much as you want in multiples of 100. You also get the benefit of income tax exemption on the time deposit scheme of 5 years.

Post Office Recurring Deposit (Post Office RD Account)

For investing for five years, Post Office Recurring Deposit ie RD (Post Office Recurring Deposit Account-RD) is currently getting an interest of 5.8 percent per annum. In Post Office RD Scheme, you can open an account with a minimum of Rs.100. There is no limit on the maximum deposit amount.
Post office NSC

Post Office National Savings Certificate (Post Office NSC) has a lock-in period of at least five years. In this scheme, you can withdraw your money only after five years. Investing in NSC is absolutely safe. Currently, the interest rate in this scheme is 6.8 percent per annum. The minimum you can invest in this scheme is Rs 1,000 and there is no maximum investment limit.

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